Get paid globally with zero commission.

Whether you earn from Appen, TELUS, Upwork, or direct clients, receive your income with zero fees and transfer instantly to your local bank or crypto wallet.

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Meet Cenoa
Meet Cenoa
Cenoa app showing zero fees, get paid, transfer and deposit features with USD, EUR and GBP accounts

Trusted by Appen, TELUS and Upwork Earners

Get paid from the platforms you already work with

Appen
TELUS
Upwork

Open Your Free Account in Minutes

$0

Zero commission on incoming payments

3 min

Open your free USD/EUR/GBP account

500K+

Global users trust Cenoa

Everything You Need to Manage Your Income

01

US, EUR & GBP Accounts

Open USD, EUR and GBP account details in minutes and get paid from any platform or client

02

Fast Local Withdrawals

Send money to your Nigerian bank account quickly and reliably

03

Zero Commission

Receive your income with zero fees and zero commission from any platform

04

Crypto Withdrawals

Convert and withdraw to crypto when you need flexibility

05

Real Live Support

Talk to real humans whenever you need help with your account

06

Compliance & Trust

Fully licensed and regulated for your peace of mind

Powered by Industry Leaders

01

Stripe

Secure payment infrastructure trusted worldwide

02

Mastercard

Global card network for seamless transactions

03

Bank-Level Security

256-bit encryption protects your income

Hear From Remote Workers Like You

"I switched from Payoneer and now I keep every dollar from my Upwork clients. Zero commission means zero stress."

Adaeze O.

Freelance Developer · Lagos

A professional woman sits at a cafe table, smiling warmly while checking her smartphone with an open laptop and iced coffee in front of her. The image features a warm, inviting aesthetic with a blurred background of exposed brick and artwork, perfectly capturing the lifestyle of a successful modern freelancer or digital nomad. It conveys a strong sense of productivity, ease, and financial control relevant to mobile banking users.

Frequently Asked Questions

How do I receive payments from Upwork, Fiverr or other platforms?

Simply add your Cenoa account details as your payment method. Your income arrives with zero commission, ready to withdraw to your local bank or crypto wallet.

Is it really zero commission to receive payments?

Cenoa charges zero commission on incoming payments. No hidden deductions, no surprise fees. Your income is fully yours.

How fast can I withdraw to my Nigerian bank account?

Most transfers to Nigerian banks complete within minutes. You can also withdraw to crypto for added flexibility.

Is Cenoa safe and regulated?

Yes! Cenoa is powered by Stripe and Mastercard trusted global leaders. Your income is protected with bank-level security and full compliance.

How do I open an account?

Download the Cenoa app and complete verification in minutes. Your free account is ready to receive payments immediately.

Your Income, Zero Commission

Get Paid With Zero Commission Today

Join 500,000+ global users who receive their income with zero fees. Open your free account in 3 minutes.