Get paid globally with zero commission.

Whether you work with Upwork, Appen, RWS, Fiverr, Deel, or direct clients, receive your income with zero fees and transfer to your local bank or crypto wallet.

Cenoa app showing low fees, Upwork and Amazon integrations, Mastercard partnership, and global spending features

Open Your Free US Account in Minutes

$0

Zero commission on incoming payments

3 min

Open your free US account

500K+

Global users trust Cenoa

Everything You Need to Manage Your Income

US Account

Receive payments from any platform or client directly into your US account

Fast Local Withdrawals

Send money to your Nigerian bank account quickly and reliably

Zero Commission

Receive your income with zero fees and zero commission from any platform

Crypto Withdrawals

Convert and withdraw to crypto when you need flexibility

Real Live Support

Talk to real humans whenever you need help with your account

Compliance & Trust

Fully licensed and regulated for your peace of mind

Powered by Industry Leaders

Stripe

Secure payment infrastructure trusted worldwide

Mastercard

Global card network for seamless transactions

Bank-Level Security

256-bit encryption protects your income

Hear From Remote Workers Like You

"I switched from Payoneer and now I keep every dollar from my Upwork clients. Zero commission means zero stress."

Adaeze O.

Freelance Developer · Lagos

A professional woman sits at a cafe table, smiling warmly while checking her smartphone with an open laptop and iced coffee in front of her. The image features a warm, inviting aesthetic with a blurred background of exposed brick and artwork, perfectly capturing the lifestyle of a successful modern freelancer or digital nomad. It conveys a strong sense of productivity, ease, and financial control relevant to mobile banking users.

Frequently Asked Questions

How do I receive payments from Upwork, Fiverr or other platforms?

Simply add your Cenoa US account details as your payment method. Your income arrives with zero commission, ready to withdraw to your local bank or crypto wallet.

Is it really zero commission to receive payments?

Cenoa charges zero commission on incoming payments. No hidden deductions, no surprise fees. Your income is fully yours.

How fast can I withdraw to my Nigerian bank account?

Most transfers to Nigerian banks complete within minutes. You can also withdraw to crypto for added flexibility.

Is Cenoa safe and regulated?

Yes! Cenoa is powered by Stripe and Mastercard trusted global leaders. Your income is protected with bank-level security and full compliance.

How do I open a US account?

Download the Cenoa app and complete verification in minutes. Your free US account is ready to receive payments immediately.

Your Income, Zero Commission

Get Paid With Zero Commission Today

Join 500,000+ global users who receive their income with zero fees. Open your free US account in 3 minutes.