Get paid globally with just 0.5% total fees. Whether you work with Upwork, Appen, RWS, Fiverr, Deel, or direct clients — receive payments fast and transfer easily to your local bank or crypto wallet.

Open Your Free US Account in Minutes

0.5%

Total fee on incoming payments

24/7

Fast transfers to your local bank

98%

Contractor satisfaction rate

Everything You Need to Manage Your Income

US Account

Receive payments from any platform or client directly into your US account

Fast Local Withdrawals

Send money to your Nigerian bank account quickly and reliably

Transparent Fees

No hidden deductions. See exactly what you pay before every transfer

Crypto Withdrawals

Convert and withdraw to crypto when you need flexibility

Real Live Support

Talk to real humans whenever you need help with your account

Compliance & Trust

Fully licensed and regulated for your peace of mind

Powered by Industry Leaders

Stripe

Secure payment infrastructure trusted worldwide

Mastercard

Global card network for seamless transactions

Bank-Level Security

256-bit encryption protects your income

Hear From Remote Workers Like You

"I used to lose so much money on transfer fees. With Cenoa, I keep more of what I earn from my Upwork clients."

Adaeze O.

Freelance Developer · Lagos

A professional woman sits at a cafe table, smiling warmly while checking her smartphone with an open laptop and iced coffee in front of her. The image features a warm, inviting aesthetic with a blurred background of exposed brick and artwork, perfectly capturing the lifestyle of a successful modern freelancer or digital nomad. It conveys a strong sense of productivity, ease, and financial control relevant to mobile banking users.

Frequently Asked Questions

How do I receive payments from Upwork, Fiverr or other platforms?

Simply add your Cenoa US account details as your payment method. Your income arrives directly in your account, ready to withdraw to your local bank or crypto wallet.

What are the fees for receiving international payments?

Cenoa charges just 0.5% total on incoming payments. No hidden deductions, no surprise fees. What you see is what you get.

How fast can I withdraw to my Nigerian bank account?

Most transfers to Nigerian banks complete within minutes. You can also withdraw to crypto for added flexibility.

Is Cenoa safe and regulated?

Yes! Cenoa is powered by Stripe and Mastercard— trusted global leaders. Your income is protected with bank-level security and full compliance.

How do I open a US account?

Download the Cenoa app and complete verification in minutes. Your free US account is ready to receive payments immediately.

Start Managing Your Income the Smart Way

Ready to Keep More of What You Earn?

Join thousands of Nigerian freelancers and remote workers who trust Cenoa for reliable international payments.