Download the app, tap Open Account, and verify your identity with just your ID. Your US account details are ready in about three minutes, no company required.
Stop losing money on your Appen and Telus payments. Get paid at zero fees.
Cenoa gives you a real US, EUR, and GBP account in 3 minutes with just your ID, so you receive the income you earn from platforms like Appen, Telus, Handshake AI, Upwork, Fiverr, and direct clients at zero fees.
Get paid from
Meet Cenoa
Built for freelancers, not big businesses
Get paid from the platforms you already work with
Payoneer was built for businesses. Cenoa is built for you.
You work hard for every dollar. But high deductions, surprise account fees, and slow transfers eat into what you take home. Cenoa is a modern account made for solo professionals who get paid from abroad.
0%
Fees to receive the income you earn from abroad50K+
Freelancers already getting paid with Cenoa30x
Growth in transactions in a single yearWho can use Cenoa
Made for global earners in emerging markets.
Cenoa is available to people living in Egypt, Nigeria, Turkey, Pakistan, and more. If you get paid from abroad and want to keep more of it, you can open your account with just your ID.
🇪🇬 Egypt
For freelancers and professionals earning from abroad.
🇳🇬 Nigeria
Where Cenoa first launched and grew fast.
🇹🇷 Turkey
Localized support for freelancers and e-exporters.
🇵🇰 Pakistan & more
Plus other emerging markets where you earn from abroad.
Why freelancers switch to Cenoa
Everything you need to receive and manage your income.
Cenoa gives you a professional way to receive money from clients anywhere, protect it in digital dollars, and move it on your terms.
A US, EUR, and GBP account in 3 minutes
Open it with only your ID. No company, no paperwork, no waiting days.
Keep more of every payment
Receive the income you earn from abroad at zero fees.
Your money, your control
A non-custodial account means no arbitrary freezes or blocked transfers.
Withdraw as USDC
Move your balance to any crypto wallet as USDC in minutes.
Backed by names you already trust
Built on trusted financial infrastructure.
Cenoa connects you to licensed, regulated partners. Your US, EUR, and GBP account is powered by Stripe and Lead Bank, and Cenoa is a Mastercard-selected fintech, so your money moves on infrastructure you can rely on.
Trusted partners and platforms
500K+
Professionals already getting paid with Cenoa
$7M
Seed funding from top global fintech investors
Top 7
Chosen for Mastercard Start Path worldwide
Your income before and after Cenoa
See how much more stays with you.
Every payout tells the story. With traditional platforms, deductions and slow processing chip away at your income. With Cenoa, you keep almost all of it.
What matters to you
Traditional platform
Cenoa ✓
Fee to receive your income
Up to ~8.5%
0% commission
Cost to convert
High markup
Exchange rate only
Account opening
Days, paperwork
3 minutes, ID only
Annual account fee
Around $30
None
Withdraw as crypto (USDC)
From today to your first payment
Start receiving in four simple steps.
You do not need a company or a stack of documents. Download the app, verify your ID, and share your account details with clients and platforms to get paid.
1. Download and sign up
Create your free Cenoa account in minutes.
2. Verify your ID
Just your ID document, no company needed.
3. Get your USD, EUR, and GBP account
Receive your account and routing numbers instantly.
4. Share and get paid
Add your details to platforms and clients to receive.
Questions freelancers ask
How do I open my account?
What does it cost to receive my income?
Receiving your income costs 0% commission. The only cost is the exchange-rate difference when you convert to local currency, keeping your total cost minimal. There is no account fee and no minimum withdrawal.
Can I withdraw as crypto?
Yes. You can send your balance to any crypto wallet as USDC on Polygon, usually within 15 to 45 minutes.
Is Cenoa safe and legitimate?
Cenoa works with licensed, regulated partners like Stripe and Lead Bank, and is a Mastercard-selected fintech. Your account is non-custodial, so you stay in control, with real Arabic-language support behind you.
Ready to keep more of your income?
Your income deserves a better home.
More than 50,000 freelancers already receive their income with Cenoa. Open your free US account today and start keeping more.
Open your free US account in 3 minutes
Just your ID. No company, no paperwork, no fees to get started.