Why give away 8% of every transaction in hidden fees?

Cenoa provides a global US dollar account to receive payments from anywhere with total fees under 1%. Stop losing money and keep what you earn.

This is what an 8.5% fee actually looks like.

On a 100,000 TL international transfer, hidden fees and poor exchange rates from competitors like Payoneer can cost you over 8,500 TL. Cenoa's total fee is under 1%, ensuring you keep the money you earned.

More Than Just Low Fees. A Complete Financial Toolkit.

A Global US Dollar Account

Open a free US bank account in your name within minutes. Easily receive payments from global platforms like Amazon, Upwork, and direct clients via standard ACH transfers.

Keep What You Earn

With total end-to-end fees under 1% for international payments and free transfers between Cenoa users, you stop losing your earnings to hidden charges.

Protect and Grow Your Savings

Hold your funds in digital dollars (USDC) to shield against local currency devaluation and earn a high-yield return of up to 5% APY on your balance.

Get Paid From Anywhere, Like You Have a US Bank Account

Open a free, fully functional US bank account in minutes with just your ID. Receive payments directly from global platforms like Amazon, Upwork, and Etsy, or from any US-based client via ACH transfer, with no opening fees.

Protect and Grow Your Earnings

Don't let local currency devaluation and inflation eat away at your hard-won income. Hold your funds in stable digital dollars (USDC) and earn a high-yield return, paid out daily.

Up to 5%

Annual Percentage Yield (APY) on your savings

USDC

Hold funds in stable, US digital dollars

Daily

Interest is calculated and paid out to your account

Stop Paying High Fees. Start Keeping What You Earn.

Open your free global US dollar account in minutes and see why freelancers and SMBs are switching to Cenoa. No hidden fees, no complex setup, just fast, low-cost global payments.

Your Questions, Answered

01

Transfers, Fees & Timelines

See the Details

02

Security & Partners

How We Keep You Safe

03

Using Your US Account

Learn About Integrations